vicky, arkansas. my son heard the factor tip of the day about the one fund in boston to help the victims. he immediately turned over his hard earned yard work money. please tell him he's patriot. the address is 1-fund-boston 1-fund-boston.org. way to go, alex. good kid. finally, the factor tip of the day. as we told you last night, we're helping the wounded warrior project with an auction. it's a poster signed by all six living first ladies, including nancy reagan, 91 years old. it is the only one in the world. if you would like to bid on it, bill o'reilly obama administration has the information -- bill billoreillym has the information on it. a lot of americans can't spend 25 bucks on a charitable cause. that's how tight money is in some homes. what do you do? back in 1976 i was broke. i had to borrow money to gas up my car and drive from boston to my first job in scranton, pennsylvania. my first paycheck, which was a pittance, believe me, 160 bucks a week, i saved 10% of it, 16 bucks, and gave anoth